Build Cashflow, Not Hype: Abhi’s Liquidity Playbook
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Most fintechs chased hype. Abhi chased cash flow.
In this episode of Couchonomics with Arjun, we sit down with Omair Ansari, Co-Founder & CEO of Abhi, one of Pakistan’s fastest-growing fintechs. Abhi began with earned wage access, giving workers instant liquidity. Today, it has scaled into payroll financing, SME lending, and invoice factoring — and even acquired a licensed microfinance bank in Pakistan to materially lower its cost of funds.
We explore:
- Why profitability and cost of capital decide who survives fintech’s winter - How Abhi scaled from earned wage access into a full-stack working capital platform
- Pakistan as the anchor, GCC as the growth frontier
- The real potential (and limits) of tokenization & private credit
- Why licences and compliance, not glossy apps, are the true moat in fintech
- How embedded finance at payroll and receivables lowers costs and expands inclusion
🎧 Full episode now streaming on YouTube, Spotify & Apple Podcasts.
Couchonomics with Arjun Season 04 is brought to you by our partners:
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