There’s a $260B SME financing gap in MENA, and most players are still offering copy-paste solutions. In this episode of Couchonomics with Arjun, Craig Moore, Founder and CEO of Beehive, shares how one of the region’s original fintechs is tackling real problems with real results. Since 2014, Beehive has built a lending model that combines technology, regulatory know-how, and operational depth to serve the segment banks continue to overlook.

The Venture Model Broke. But Startups Are Still Building. In this episode, Arjun is joined by Devin Kohli, General Partner at Outward VC, for a candid conversation on what’s next for venture capital. Devin shares what conviction really looks like in a post-hype market — and why MENA founders are ones to watch. No pitch decks. No jargon. Just a candid chat about cycles, conviction, and building through uncertainty.

Phygital is the new digital. On Episode 2 of Couchonomics with Arjun Season 4, we sit down with Coenraad Jonker — Founder & Group CEO of Tyme — a digital banking pioneer who’s built real scale across emerging markets.

Tyme raised $250M in Series C. Reached a $1.5B valuation. Signed up 17M+ customers across South Africa and the Philippines. All while keeping CAC at one of the lowest levels globally. This isn’t hype. This is hard-earned traction.

We break down regulation, scale, AI-native banks & why incumbents can't keep up. If you want to understand the next decade of retail banking — this is the conversation.

Season 4 of Couchonomics with Arjun kicks off with a venture builder shaking up the system — Gautam Jain from SC Ventures by Standard Chartered.

From launching digital banks in Asia to building full-stack ventures in the GCC, Gautam’s now part of a team transforming how venture-building happens inside a bank.